Ways to Work Overview
(page 1 of 3):
Ways to Work offers
families who have no credit or a damaged credit history
an opportunity to receive up to a $4,000 loan to
purchase a vehicle, or up to $750 for vehicle repairs
from one of our partnering financial institutions.
Families will be given the opportunity to do the
following:
- Obtain free credit
reports and credit scores
- Build and improve
credit histories
- Maintain employment
- Improve spending and budgeting skills
- Have adequate
transportation for medical, dental, or other
appointments
- Drive children to
quality child care
- Have the ability to
participate in community and after-school activities
To get started, go to
the
pre-qualification self-test or call us
at 1-888-615-1384. We will
provide a pre-qualification screening on the phone.
If you qualify, we will mail an application packet
to you or
download one from this site.
Communities Investing in
Families reserves the right to eliminate any candidate
who does not meet program qualifications.
With the loan you can:
- Purchase a used
vehicle (up to $4,000)
- Repair your existing
vehicle (up to $750)
Applicants must:
- Reside within
Chisago, Isanti, Kanabec, Mille Lacs or Pine Counties
- Have a current and valid
Minnesota Drivers License
- Obtain full insurance
coverage on a vehicle
- Be in need of
transportation for work
- Be an involved parent
of a child under 18
- Currently employed at
least 20 hrs/wk for the last 6 months
- Be able to make
timely monthly loan payments and maintain regular
vehicle maintenance
- Be willing to
actively participate in improving your personal
financial situation
- Meet program income
guidelines
- *Your total household
income must be equal to or less than the below amounts
to qualify
|
*2008 80% of Median
Income Limits |
1
Person |
2
Person |
3
Person |
4
Person |
5
Person |
6
Person |
|
|
$43,050 |
$49,200 |
$55,350 |
$61,500 |
$66,400 |
$71,350 |
WTW
Overview
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For more
information, please contact us at:
1-888-615-1384
www.investinfamilies.org
